Nigeria - 1993 - Finance

Federal Mortgage Bank Of Nigeria Act

Ministry of Finance, Budget and National Planning, Nigeria

This is an Act to establish the Federal Mortgage Bank of Nigeria to provide long-term credit facilities to mortgage institutions in Nigeria and encourage and promote the development of mortgage institutions at the rural, local, state and federal levels. This act provides for the establishment of Federal Mortgage Bank of Nigeria and its board of directors. The functions of the mortgage bank shall be to, among other things: (a) provide long-term credit facilities to mortgage institutions in Nigeria at such rates and such terms as may be determined by the board in accordance with the policy directed by the Federal Government, being rates and terms designed to enable the mortgage institutions to grant comparable facilities to Nigerian individuals desiring to acquire houses of their own; (b) license and encourage the emergence and growth of the required number of viable secondary mortgage institutions to service the need of housing delivery in all parts of Nigeria; (c) encourage and promote the development of mortgage institutions at rural, local, state and federal levels; (d) supervise and control the activities of mortgage institutions in Nigeria.

Process Flow

National Assembly

Office of the President

Contacts

Approver

Ahmad Lawan

Senate President

National Assembly

Approver

Muhammadu Buhari

President of the Federal Republic of Nigeria

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Federal Mortgage Bank Of Nigeria Act Current Version

January 2022

This is an Act to establish the Federal Mortgage Bank of Nigeria to provide long-term credit facilities to mortgage institutions in Nigeria and encourage and promote the development of mortgage institutions at the rural, local, state and federal levels. This act provides for the establishment of Federal Mortgage Bank of Nigeria and its board of directors. The functions of the mortgage bank shall be to, among other things: (a) provide long-term credit facilities to mortgage institutions in Nigeria at such rates and such terms as may be determined by the board in accordance with the policy directed by the Federal Government, being rates and terms designed to enable the mortgage institutions to grant comparable facilities to Nigerian individuals desiring to acquire houses of their own; (b) license and encourage the emergence and growth of the required number of viable secondary mortgage institutions to service the need of housing delivery in all parts of Nigeria; (c) encourage and promote the development of mortgage institutions at rural, local, state and federal levels; (d) supervise and control the activities of mortgage institutions in Nigeria.

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